Net Worth Calculator
Add up your assets, subtract your liabilities, and see your total net worth with a full breakdown.
How it works
Net worth = total assets − total liabilities
Net worth is the single clearest snapshot of financial health: everything you own minus everything you owe. Assets include cash, investments, retirement accounts, home and vehicle values, and anything else of resale value. Liabilities are all your debts. The number can be negative early in life; what matters is the trend as you save and pay down debt.
Worked example
Assets of $375,000 (10k cash, 40k investments, 300k home, 20k vehicles, 5k other) minus liabilities of $241,000 (220k mortgage, 15k loans, 4k cards, 2k other) gives a net worth of $134,000.
Frequently asked questions
Should I use my home’s market value or equity?
Enter the full market value as an asset and the mortgage as a liability. The difference — your home equity — then flows into net worth automatically.
What counts as an asset?
Anything with real resale value: bank accounts, investments, retirement funds, real estate, vehicles, and valuable personal property. Skip everyday items that would fetch little if sold.
What is a good net worth?
It depends on age and income more than an absolute number. One rough benchmark is age × income ÷ 10, but a steady upward trend is the real goal.
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This is an educational estimate, not financial advice. Confirm figures with your lender, advisor or tax professional.