Total Compensation Calculator
Add up base salary, bonus, equity and benefits into one real total-comp number — the figure to compare offers on, not just base pay.
How it works
Total comp = base + (base × bonus%) + equity + (base × match%) + benefits
Base salary is the headline, but total compensation is what you actually receive. Bonus, vesting equity, the employer 401(k) match and the cash value of benefits can add 30–60% on top of base at many employers. When you compare two offers on base alone you can easily pick the lower-paying one, which is why total comp is the number recruiters and candidates negotiate on.
Worked example
A $100,000 base with a 15% target bonus ($15,000), $20,000 of annual equity, a 4% 401(k) match ($4,000) and $8,000 of benefits totals $147,000. Base is only about 68% of the real package.
Frequently asked questions
Should I compare job offers on base or total comp?
On total comp. A lower base with a large bonus, equity grant and strong match can beat a higher base with none of those. Just weight equity for risk — it is worth less if the shares are illiquid or the company is early-stage.
How do I value equity that vests over several years?
Use the annual value — the grant divided by the vesting period, at a share price you are comfortable assuming. Public-company RSUs are close to cash; private options are far more speculative and worth discounting.
Is the 401(k) match really part of my pay?
Yes — it is money your employer contributes to your retirement account that you would otherwise have to fund yourself, so it belongs in total comp. Just note you generally must contribute enough to earn the full match.
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Educational estimate, not financial or tax advice. Real taxes, benefits and offers vary — confirm details with your employer or a professional.