Stripe Fee Calculator
Calculate the Stripe processing fee on a charge, what you net, and the amount to charge to receive a target — with editable percentage and fixed fee.
How it works
Fee = amount × fee% + fixed · Net = amount − fee · Gross-up = (target + fixed) ÷ (1 − fee%)
Stripe’s standard fee for online card payments is a percentage plus a fixed amount (about 2.9% + $0.30 in the US). The fixed part makes small charges cost proportionally more — $0.30 is 6% of a $5 charge but negligible on $500. To receive an exact net amount you divide by (1 − fee%) after adding the fixed fee rather than simply marking up by the percentage. International cards, currency conversion, and in-person or ACH payments carry different rates, so both fields are editable. This models a single standard charge, not per-payout or dispute fees.
Worked example
A $100 online charge: Stripe’s fee is 2.9% + $0.30 = $3.20, so you net $96.80 — an effective 3.20%. To actually receive $100, charge ($100 + $0.30) ÷ (1 − 0.029) = $103.30.
Frequently asked questions
What is Stripe’s standard processing fee?
For online card payments in the US it is 2.9% plus $0.30 per successful charge. International cards typically add about 1.5%, currency conversion adds roughly 1%, and in-person (Terminal) and ACH rates differ. Edit the percentage and fixed fee to match the payment type.
How do I charge so I receive an exact amount?
Add the fixed fee to your target and divide by (1 − fee%). To net $100 at 2.9% + $0.30, charge ($100 + $0.30) ÷ 0.971 = $103.30. Simply adding 2.9% falls short because the fee is taken from the larger, grossed-up amount.
Does Stripe refund fees if I refund a payment?
For standard pricing, Stripe generally does not return the original processing fee when you refund a charge, so a refunded sale can leave you out of pocket by the fee. There can also be separate fees for disputes and some payout methods, which this single-charge calculator does not include.
Related calculators
Marketplace and payment fee structures change often and vary by country, category and seller status — the defaults are typical current US rates and are fully editable above. Verify the latest fees with the platform before pricing.